Education and Military Service
Fay was born in New Orleans to Charles Spencer Fay and the former Marie Dorothy Bel, hence his middle name. His father was an officer of the Southern Pacific Railroad. The family relocated to Houston, where Fay graduated from San Jacinto High School. In 1935, he married the former Homoiselle Randall Haden (August 26, 1908—February 6, 1990). They were the parents of three children, including Albert Bel Fay, Jr. (born 1945), of Houston, an active Republican Party donor.
In 1936, Fay obtained a bachelor's degree in geology from Yale University in New Haven, Connecticut. At Yale, he was commissioned an ensign in the U.S. Naval Reserve. During World War II, he commanded a submarine chaser in the Gulf of Mexico and the Atlantic Ocean. Later in the war, he was advanced to the rank of first lieutenant on the USS Yokes (APD-69) in Okinawa, Japan.
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